In addition to being painful, whiplash often affects a victim’s ability to carry tasks at work and enjoy day to day activities. So really we should be asking how much is your pain and discomfort worth financially?
The figure of compensation received depends on a number of variables, and your claim can full into two categories.
The first factor to be considered is the method through which you make your claim for whiplash , as you can claim directly against the insurer or via a solicitor. If you take direct action against the insurer you will be compensated in line with the settlement agreement made with that insurer, but could receive more if you claim with the help of a professional.
If you decided to use an expert solicitor, then your compensation entitlement will be categorised into one of two types: general damages, or special damages.
General damages are encompass any damages which are physical pain or suffering experienced as a result of the accident, i.e. a neck injury relating to whiplash. When claiming for general damages you are also able to claim for any effect on your quality of life or emotional pain, which is due to the accident. In addition, psychological disorders such as depression which have come about as a result of the accident and subsequent events may also contribute to your settlement.
Special damages are to some degree predetermined as they relate to any losses incurred as a result of the whiplash and the accident which caused it.
The most common reason for payment of special damages is loss of earnings whilst recovering from an accident, which also takes into account any future loss of earnings. Special damages can also be awarded if it is necessary for you to pay for someone to care for you during recovery, if you need to have your vehicle repaired as a result of the accident, including any car hire expenses or if you have had to pay for medical attention.
When intending to claim for special damages it is important you keep a log of all accident related expenditure and copies of receipts where possible.
This has shown that there are in fact no set amounts when it comes to claiming for whiplash, but that many features contribute to your settlement.
Looking to find the best deal on no win no fee compensation, then visit www.whatsmyclaimworth.co.uk to find the best advice on compensation payments for you.
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February 20th, 2010
Rachel Snowdon
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